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    Social Security Disability Benefits
    rachael67 posted:
    When dealing with any kind of stressful situation, the last thing anyone needs is to have to deal with financial issues too!

    Recently a member from another board suggested some help which might be available through the Social Security program.

    -- social security disability benefits, (four parts).


    PS..Thanks SusieMargaret!
    A bird doesn't sing because it has an answer; it sings because it has a song.
    Maya Angelou
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    mhall6252 responded:
    I just want to add that I applied for SSDI using's online application site. It really wasn't that hard; and if you are reasonably computer-literate and you assemble your medical information before you start, you can do the whole thing in less than an hour.

    There is a five-month waiting period from the time that SSA determines your eligibility date. For me, as an example, I applied in August 2011 but I hadn't been working since November 2009. The SSA found me disabled as of the date of my first breast cancer instance, added five months to determine the date when benefits would begin to be paid, and determined a date of October 2010.

    I received a lump sum payment in October 2011 equivalent to everything I would have been eligible to receive as of October 2010. Believe me, it was a most pleasant surprise.

    You must have worked and contributed to SS enough quarters to be eligible. The requirements are probably outlined in one of the links that she provided in her posts. I had been working for 30 years, so eligibility was not an issue for me.

    My determination was easy - I qualified under the "compassionate allowance" rules because my intermammary nodes were involved and they could not be surgically removed.

    From the time I applied until I started receiving payments was about 7 weeks. Because the SSA determined my eligibility date as October 2010, I now qualify for Medicare as of October 2012 - next month. There is a two year waiting period from the date you begin receiving benefits.

    I suggest you try doing it yourself online if you are reasonably computer-literate and you think you qualify. If I had used an attorney, it would probably have cost me $6000 out of my lump sum payment. That's a big chunk of change, so I'm glad I tried to do it myself. If you get denied or have a problem, you can still consult with an attorney.
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