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You have a 1-Year-Old and endless questions?
Welcome! Join the group to learn, laugh and stay on track with your 1-year-old's growth and development.

sarahann1978 posted:
Hopefully you all already know about UPromise, but I was just checking my account and thought it would be a good thing to add here.

It's a great way to start (or continue) saving money for you kids college fund. You go to the website and sign up. You link your credit cards and grocery cards. Then when you shop at the stores with linked grocery cards, or online with your registered credit card, or eat at a participating restaurant you get a little percentage back from participating companies. Once you bank a certain amount you can transfer it into your 529 savings account.

Your friends and family can also register and bank money for your account too.

I have gotten a lot back from is on there too. If you fill up at Exxon/Mobile gas stations you get a penny per gallon when you use a registered card. I mostly don't get too many grocery credits since my local stores don't participate, but I'm sure if you shopped at a participating grocery store you would rack it up really fast. I have been participating since 9/2005 and I have already earned back $156.
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MontanaMama2009 responded:
Wow! I didn't know about this.

What I was wanting to do was get a credit card in my name where say I spend $52.67, it rounds the amount up to $53, and the extra change goes into a savings account.

I could use that for Olivia's college, or for vacation, whatever!

But I'm gonna check out UPromise, too.

sarahann1978 replied to MontanaMama2009's response:
Yes, you should definitely check it out!

I forgot to mention it's free to sign up and it's really relatively low maintenance, you just watch the money add up. I originally signed up for it to try and pay off my own student loans, but fortunately I got those paid off before I got enough built up in Upromise to transfer. So now I have all that to go into DS 529.
tamliz08 responded:
I signed up for it a couple years ago, before DD. I never got anything out of it though!! I had all of our credit cards tied to it, but I seriously never saw anything back from it. I cancelled it a few months ago. I really wish it would have worked for me.
KatieS83 replied to tamliz08's response:
I signed up for it when DS was born, but i never got anything from it, as in i did all the work (DL'd the coupons needed for the store i chose etc) and never saw anything come of it. I gave up, I'm glad it worked out for you though!
sarahann1978 replied to KatieS83's response:
I'm sorry to hear you have not been able to use it, it has worked beautifully for me.

I've never had to download any coupons for it, so I don't know how to help you on that. Every time I've used it for online purchases I go to the Upromise website, find the store I'm interested then click to shop through their link. The computer link somehow triggers them to look for my credit card number when I complete my order. I have ordered numerous times (I live in the middle of nowhere so it's easier to shop online) and I have always gotten my credit.

I have never used any coupons or had to enter any codes, just shop through the link on their site. At restaurants it's automatic and they even figure in the tip when giving you back your percentage.

The gas credit that I mentioned is automatic when you fill up at Exxon/Mobil with your registered card the only catch is you have to purchase at least 20 gallons within one calendar month. Even at a penny a gallon I have earned over $10 at Mobil because I almost always fill up there.

Oh and if you eat at McDonalds and use an Archcard you get 5% back.
KatieS83 replied to sarahann1978's response:
Do you have to use a credit card on it? That might have been my issue, I know i used Upromise at Hannafords and you had to DL a coupon list and buy certain items, which i had done and it was suppose to link to like a key chain card which linked to your Upromise account, but it just never seemed to work for me <shrug>
DDK2005 responded:
I love UPROMISE. I started it almost a year ago & I already have $150 in there. For those who aren't getting the credit make sure you have the correct cards linked to your account. You don't have to use their credit card. For the grocery stores I find that when you buy a Upromise item (ex: beachnut jars) - I get the credit within a few days (like .02 a jar). To me its a simple no fuss way of getting money back for things I already am buying. I was reluctant to use it to, but so far its easy....

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