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    How do you keep track of checking account?
    avatar
    Haylen_WebMD_Staff posted:
    I was flabbergasted at the time and energy my BFF puts into balancing their account. She and husband keep all receipts then she enters into a microsoft program so that she always knows their total. It seems to take her forever but she likes doing it.

    My DH and I both keep an eye on the account - we know what is automatically coming out and about what we pay for groceries, etc. We just log onto our bank and we can see the totals and withdraws - it updates almost immediately when we use our debit card. We just let each other know if a check has been written (rarely)

    How do you track your expenses to make sure you don't overdraw or have enough $$ for big purchases?

    H
    Reply
     
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    baby1at35 responded:
    When my DH was here we had a joint account and each had a seperate account. (His reasoning was if he wanted to buy me a surprise he didn't want me knowing before hand by the charges...
    All the bill money went in our joint account and paid out of that. We then had the extra money in our separate accounts. Worked well for us.
    Now I do balance on a weekly basis. I will say I do not always keep receipts ect. But I do a once over.....
    I pay almost all my bills via bill pay. That way the record is always on line.
    Me (42) 2 busy boys 6 yrs and 5 yrs
     
    avatar
    coltonsmommy replied to baby1at35's response:
    I write down all purchases in my checkbook after I buy or pay something. I also use online banking, so that helps in case I miss something.
     
    avatar
    ryanandleigh responded:
    I keep track of all expenditures in Quicken. I take the receipts from the week and enter them for both our main credit card and our checking account. I pay bills online through my bank. And then once a month when I get my bank statement, I reconcile it to what is in Quicken. Overall I don't spend a lot of time doing it. My dad doesn't understand how I can just do it once a week as he does his daily but I find that I only spend about 15 minutes on a normal week doing it.
    Leigh, Jacen (6), Alexa (3)
     
    avatar
    kc_94920 responded:
    I rely on online banking for almost all bill paying and balance checking practices. I do the bills and just tell DH when he needs to make a money transer or deposit into our checking acct. I have a personal savings acct as well that I use for gifts and things that he need not know about- LOL- but it's also managed online along with the joint checking and investment accounts.
    KC~ Mady (9) Logan (7) and Coco (almost 4)


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