Hi everyone, I know I don't post often but I read alot! I don't want to bother anyone with my problems for sure BUT I need prayers and God's Guidance over the next little while.
Quick rundown as to why: In Dec 2009 I left my husband due to his infedility issues of 2007-2008 and His refusal to cut all ties with "her" (she had been my best friend since we were 15 yrs old)
When I left I went next door to my mom's with our daughter and even tho it was weird living next door to him it was best for our child during this rough transition. Alot of things have happened since then good and bad. He has said many time he was moving and we could have the house but He would never move beause i would never pay the mrtgage while he was there.
NOW I find out he is behind on the morgage and he is packing his stuff and he brought me the papers from the bank to apply for a loan modification. I found out Today that I have to be living in the home to apply for this and I have until friday yes 2 days from now to pay at least one month or legal processing begins to foreclose. IF, IF I pay that one month it will post pone legal action and the application can take 60-90 days to finalize so they could foreclose before its processed if I don't pay.
I want to keep the Home, I love that house even tho there is bad memories in it there is way more good ones. I dont want to let the bank have it and My ex has basically given up trying and it took him getting this far behind to decide to tell me and actually seems to be moving out. I am praying hard on what to do and plan on talking to him tonight I hope when i get off work.....
IF he gives me a KEY to the House and lets me start moving stuff in then I would make the payment on Friday and see what happens from there with the loan ( I am borrowing the payment money since its such short notice and i am living with my mom and paying bills there cuz I am not a moocher). If he does not give me a key I am not paying the payment..I am not that stupid.
PLEASE PRAY the God's will be done and if it is meant for me to get and keep the home that it happens. It would be wonderful for me and my 2 kids to have a home of our own It has my name on it if they foreclose i cant see my credit ever recovering I wish my ex had gave me a heads up in advance but as things go exes dont always do whats right thats why they are exes.
Again Please Pray for God's will to be Done! Thanx in advance and God Bless you all