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An_244439 posted:
Is pet insurance really worth it? Do local vets tend to accept it? And, how does it work exactly? I've reviewed the VPI (Veterinary Pet Insurance) website and found it interesting, but I am still unclear as to how they reimburse you and the deductibles and all that.
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AMERICAN VETERINARY MEDICAL ASSOCIATION
Bernadine Cruz, DVM responded:
I love when clients have pet health insurance. Insurance for pets is unlike what you and I have...HMO or PPOs. They are more like our car insurance. They are considered indemnity insurance...they help pay for the servies. Several companies offer pet insurance. Exactly what they cover, deductible and reimbursement will vary from company to company and between policies. I site that I recommend owners visit is http://www.1800petinsurance.com

It is a site that allows you to compare several companies at once. Some chains of veterinary hospitals offer private policies that only they accept. I usually recommned one that you can use at the veterinarian of your choice.

Good luck...
Dr. Bernadine Cruz


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