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Pregnancy without insurance!
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funky_irish_gal posted:
Hello- I am 12 weeks pregnant today, and do not have health insurance! Was wondering if any one else has or is having this experience and has any advice on seeking prenatal care without the financial help from an insurance company? We are planning on having a home birth with a mid wife anyway, so I know that cuts down on cost quite a bit. But Im still worried about not being able to afford testing, Dr.'s appt., etc.

Also, I have gained 10lbs already and everything that I have heard and read says that during your 1st trimester you should only gain 2-5 lbs. Im not eating any more than usual and stick to healthy organic foods so Im confused as to how Im packing on so much weight. My husband is being very supportive, but Im feeling self conscious. Please Help!
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candy352 responded:
You can try and see if you will be eligible for Medicaid. The good news is that I know that Medicaid will cover home births!!
Candice 26, DH Dennis 36, FIRST TIME MOMMY!!!! EDD 1/6/12
 
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cameronbythesea responded:
I know exactly how you feel. I am self employed and tried to look into getting maternity insurance. It is pretty much impossible to get since I am self employed. I am praying that we will be able to get medicaid. They only approve you if your income is below a certain amount. If you get approved they will cover all you doctor & hospital expenses, and cover your baby until it is 1 year old. So look into that.

Hope you figure it out!!
 
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kshirley15 responded:
I don't have any input about the insurance thing, but as far as weight gain goes everyone woman in different. I gained about 8lbs my first trimester and I think it was basically b/c I wasn't excercising as vigorously as I typically do. I had to slow way down b/c of the heat and to keep my heart rate under 140. I have only gained about a pound over the past 3 weeks. I don't think early weight gain is neccesarily indicative of what you will gain going forward. As long as you are eating healthy, excercising some, and drinking plenty of water I'm sure you will be fine!
 
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KBratt responded:
As far as the insurance is concerned I would also suggest you look into Medicaid...even if you don't qualify for complete coverage I know the state of TX has a program that is much like a regular insurance plan where you pay co-pays...so they cover a lot but it is still affordable to you.

The weight gain, I can tell you I have not stepped on a scale, but I know I have put on at LEAST 10lbs...& I have not been eating much either, my clothes are tighter & I feel nasty!! & I am only 7weeks...last pregnancy I lost 17lbs in my first tri...so every pregnancy is different. I wouldn't worry about it. If you are really concerned call your OB's office & ask the nurse, or ask at your next appt. GL!!
 
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Marci_11 responded:
Yes if you are a an expectant mother you should qualify for Medicaid. You can also see if the hospital you will be going to may offer any kind of financial assistance. That is usually baised on income and circumstances. Even if you don't deliver at the hospital they can help with testing and ultrasounds. Usually the hospital will have a department that can also help you apply for Medicaid as well. You may also ask your providers office who may have some kind of assistance as well.
 
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Marci_11 replied to KBratt's response:
Also if you are under age 26 and your parents have insurance you should be able to get added back onto theirs even if you are married. They will not cover the baby however so you would have to get Medicaid for the baby.


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