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    tnmist posted:
    Been crying my eyes out today. Just too many financial hassles. I'm such a dope when it comes to money. Will I ever learn? I'm in such a jam. Just makes me want to disappear. I'm beat, whipped...I've had it. I GIVE already!!!

    People keep telling me how wonderful it is that I have my own home, and I do relish the privacy, I do, but sometimes it's just so overwhelming, too.

    bluerose90 responded:
    ((((((Misty)))))) I'm sorry, Misty. Finances are always difficult and so stressful too... I wish there was something I could do to help. I know how overwhelming it can be. Please take care and try not to worry too much. I know... far easier said than done. (((hugs)))

    Where there is shadow, there is light.
    tnmist replied to bluerose90's response:
    Just having a meltdown...Somehow it will work out.

    lovely_lemon_tree replied to tnmist's response:
    Just a thought...

    I have had such trouble with finances that I finally sought out and got a representative payee (meaning that my money goes to an agency) and they take care of my bills for me! Every month, I'm allocated an amount to spend on little things (though this month, I'm going to have to get the oil changed in my car, so it will be a bit less than what I'm used to) and they save what is left over. It's a great, hassle-free way to make sure that my bills get paid and my overdue bills are also getting paid. Those accounts that have gone to collections are also getting paid, though slowly. But they are getting paid and that's the important part!

    I don't know if this is something that would ever be an option for you, but it has eliminated a great deal of stress in my life and therefore a lot of self-harm as well.
    We must be the change we wish to see in the world. -- Mahatma Ghandi
    bluerose90 replied to lovely_lemon_tree's response:
    I've heard of those agency's before LLT and they've been a big help to a lot of people. I can't say I know much about the ins and outs about it though. It's a good thought!

    Where there is shadow, there is light.
    tnmist replied to lovely_lemon_tree's response:
    Interesting idea. I've never heard of them. Right now I have more out-go than in-come, so I have to figure things out on my own for now.


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